Identity Theft Defense Header: The Dangers of Identity Theft and How To Protect yourself            Id Theft Defense header continued: The Dangers of Id Theft and How To Protect yourself
Identity Theft Defense | Phishing | Phishing Articles

The realization that identity theft was a real problem was brought to my attention when the son of a close friend went to purchase a car. When he applied for the car loan he was told that he had a credit problem and his loan request was denied. This was a complete surprise to him. As far as he knew his credit record was outstanding. He discovered he was a victim of identity theft!

Email Spam and Phishing

 by: Radha Khalsa

phishing emailIt seems like the volume of email spam has doubled in the last month. Increasingly, we receive daily emails for better mortgage rates, pharmaceutical discounts, and offers to enlarge body parts we don’t even have.

The next generation of sophisticated tools is available to email spammers. Hidden code can be embedded into email allowing the sender to track it. A “spam beacon” lets the sender know that this is a valid, live, email address. The sender can also tell if you’ve opened the email before you tossed it. “Nearly half of all spam is bugged with so-called "spam beacons" for tracking users who open junk mail, said e-mail filtering firm MX.”

The latest email scams have also evolved. The newest scams are called phishing attacks. Spammers copy and paste web coding, making their email message appear to be official. They provide links to “look alike” websites where they try to trick you into revealing your personal financial information, by asking you to update an account such as Ebay, PayPal or CitiBank (or other well known entities). Phishing attacks are successful 5% of the time.

The primary motivation behind these emails is identity theft. Scammers are looking to get you to their website and get your information. If the authenticity of the sender is questionable, call the company that sent the email. Most business email will also contain a phone number.

Earthlink is trying to address this problem by releasing new software. Its latest anti-spam software is available to both members and non-members. The software installs with Internet Explorer and automatically downloads a list of known “scam” websites. If you surf over to a site on the list, you will receive a warning.

Given the large volume of unsolicited email that must be sorted through and deleted daily by businesses, do not rely on email as your primary vehicle of communication. If the information is time sensitive, it’s best to follow up with a phone call.

About The Author

MARKETING COORDINATOR and WEBSITE DESIGNER-Radha Khalsa, has extensive experience in the areas of marketing analysis, strategic planning and project management.


info@khalsaweb.com

See several phishing examples here.

 The above is only a snippet   to read the full article, click here!

Phishing Email Examples
Examples of Phishing Emails....
phishing-email-examples.html

Be Aware Of Phishing Scams
Be Aware of Phishing Scams!....
Be-Aware-of-Phishing-Scams.html

My friend, who unfortunately discovered that he was a victim of identity theft, soon found that correcting the record was a major hassle. The lesson he learned was that it is better to prevent identity theft then to try and correct the record later. So with that mind, I present this information to you so that hopefully you will not become another identity theft victim.

We often take our liberties for granted. What you know life to be can suddenly change if you've been a victim of identity theft.

While you've been busy with your day-to-day life someone could have stolen your personal information and racked up debts or committed fraud - all with your name on it. What happens then can be anything from being denied employment, credit or even being arrested for a crime you didn't commit.

Identity theft is that serious.

Victims of identity theft can spend years paying back debts or fighting to restore their credit as well as their reputation. Finding out you are a victim of identity theft can be frightening and a source of anxiety even after you've resolved the issue.

Don't be complacent, learn about identity theft and what you can do to lessen your changes of becoming another identity theft victim.

See several phishing examples here.

Identity Theft (Home)   |   Identity Theft Defense Sitemap


Identity Theft Defense footer: The Dangers of Identity Theft and How You Can Protect Yourself